What is the Help to Buy scheme?

The Government’s Help to Buy schemes are aimed at encouraging more first time buyers to step onto the property ladder and for existing home owners to move up the ladder. This is particularly good news for buyers with small deposits (5% or over). There are two Help to Buy schemes: Help to Buy – Part I Beginning in April 2013, it allows purchasers of New Build properties to borrow up to 20% of the property’s value from the Government. These loans are interest-free for the first five years. The purchaser needs to contribute … Continued

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