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Guild Blog: Are you a First Time Buyer?

What to avoid when buying a property for the first time …   First Time Buyers Buying a home for the first time can be an emotionally driven experience, especially when you consider the various elements that need to be taken into account. While there are several new and exciting things that go into buying a home, it can be a complicated process to negotiate. Often, it’s easy to focus on the smaller details and lose sight of the larger picture while possibly making mistakes.   Here what you need … Continued

Congratulations to London and Country Mortgages (L&C)

Congratulations to London &Country Mortgages! (L&C)   To have a look at what London &Country (L&C) can offer you, click the mortgages link via our website Joplings is an established property consultancy which is a true #OneStopPropertyShop catering for all your property needs. Click through to our website for further information. We are your local The Guild of Property Professionals agency, offering a regulated service with trained staff.

Guild Blog: How to Save a Deposit for your First Home

HOW TO SAVE A DEPOSIT FOR YOUR FIRST HOME   The bottom line of raising a deposit is that you need to save money! Here are some top tips to help start you on your campaign to turn your pennies into pounds: With a realistic monthly saving plan, you can rest assured you have started the wheels in motion – there is a lot to be said for initiating the ‘saving’! A deposit can seem like a daunting figure, so taking it month by month will take some of the … Continued

*** FEE FREE *** Mortgage Advice Service

London and Country Mortgages   Whether you are a First Time Buyer, Buy to Let Purchaser, moving to your next home or wanting to remortgage your property, as part of The Guild of Property Professionals, we have been able to join with L&C Mortgages Ltd to provide FEE FREE MORTGAGE ADVICE! and there are a wide range of mortgages available. Just click on our L&C mortgage finder to get started …   If you would like to find out more about the mortgages L&C have on offer, please click through … Continued

Guild Blog: New Rules for Portfolio Landlords Now in Place

Are you a Portfolio Landlord?   Portfolio landlords – those with four or more mortgaged buy-to-let properties – now face more stringent checks by lenders when buying additional properties. Since the end of September, new portfolio lending rules issued by city watchdog the Prudential Regulation Authority mean that lenders must look at a landlord’s entire property portfolio when deciding whether to offer them a buy-to-let mortgage on a property. The rules have been introduced to provide lenders with greater certainty that landlords will definitely be able to afford any additional … Continued

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